Along with the end of my four-year college education, insurance ended, thus the dreadful insurance search began. Never before looking at an insurance plan, I naively thought it would cost around 40 dollars a month. To my surprise, the cheapest plan out there was around 100 dollars. This plan only covered six visits to the doctors' office a year and it helped pay for prescriptions. It did not cover dental or eye care.
With my limited budget, I realized there was no way we could afford even the most basic insurance plan. If I qualified for Medicaid I would get dental and eye care, prescriptions and as many doctor visits needed. With my seven dollar an hour job, 20 hours a week I figured I would qualify for Medicaid.
"Your too rich," the Medicaid agent replied as I handed him my application. My job made me too rich for Medicaid. I have been uninsured for about six months now.
Welfare, is it lazy or smart?
Food stamps sound like a dream when a monthly budget for food is between 150 and 200 dollars and prices rise and rise. With all the regular expenses, rent, gas, a baby, along with our small income, food stamps were sure to be given.
Once again, I make too much money for food stamps. This means if I quit my job a a checker at the local grocery store and stayed home with my baby, my food budget would double and I would be fully insured. Work and have no money, or quit, get on welfare and have more.
I'll leave it up to you.
